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Client Testimonials
"I highly recommend Todd Gifford, and would not hesitate to use him again. He has sold 2 properties for me - one in South Ponte Vedra Beach (Turtle Shores) and one in St. Augustine (Las Palmas) - and is truly a consummate professional who thrives on taking care of every detail. In fact, with Todd’s expert advice and recommendations, I didn’t have to worry about a single thing during the transactions. Both were completed long distance, and I ended up making more than I had planned just by going with Todd’s suggestions on listing price, negotiating, etc. I’ve had a substantial number of Realtors over the years, but none that I trust more than Todd." Christopher Watt, Indiatlantic, FL
"To Whom It May Concern: I would like to enthusiastically recommend Todd Gifford to anyone looking for a Realtor ® in the St. Augustine/ Ponte Vedra Beach area. We had the pleasure of working with Todd over a few weeks this past summer when we were looking for a lot in Vilano Beach. He was incredibly knowledgeable about the area and recent market conditions. He went out of his way to make us comfortable with what can be a difficult process. I found him to be honest, trustworthy and committed to representing us and our interests. Unfortunately our purchase did not go through, but Todd remained ever the professional offering any needed assistance or advice. We will not hesitate in the future to use Todd Gifford for any and all our real estate needs in this area." Bruce and Carol Oestreich, Palm Beach Gardens, FL
"I would highly recommend Todd Gifford to anyone in the St. Augustine/Jacksonville area who is trying to buy or sell a home for the best possible price. Todd worked tirelessly to give our home every sales advantage in a down market with amazing results. The marketing strategy, experience, professionalism, and unending focused energy Todd brings to the table combine to give you the best real estate agent in the market, bar none." Andy and Jaime Flajole, Jupiter, FL
"Todd - We wanted to thank you again for all of your assistance helping us find and purchase our home away from home in Turtle Shores. Your knowledge of the market place and local area is amazing. Your laid back style is refreshing and welcomed. You are a true professional and we will recommend our friends and new neighbors to you in the future. Thanks again!" The Connors, Westminster, MD
“Todd’s best qualities are honesty and integrity, which seem to be lacking in the real estate business. He’s also very straightforward and tells it like it is. My family and I wouldn’t be where we are today without Todd’s encouragement, advice, and assistance with multiple real estate transactions.” Doug West, Jacksonville, FL
Todd - I wanted to let you know how much I really do appreciate all of your efforts during the process of selling my home in Marsh Creek! I truly believe the home improvements you recommended and staging that you assisted with were very helpful in getting my home sold and were very much worth the cost. You certainly went above and beyond what most Realtors do and it paid off for both of us. I wish you and yours the best in the future! Betty Morgan, St. Augustine, FL
“I have purchased two homes using Todd as my Realtor ®. Throughout both transactions Todd took the time to answer all my questions without making them seem unimportant. The first time I met Todd I knew I could trust him. I have recommended him to my friends, and I will continue to use Todd for all my real estate transactions in the future.” Eric Malloch, Orange Park, FL
Todd has made the transition of becoming a real estate investor very natural for me. In eight short months, under his guidance, I turned a dream into a reality and purchased three rental properties. Every moment I spend with Todd – in person or on the phone – is like being in an accelerated real estate investment class catered directly to me. As a result, I have the opportunity to learn first-hand about successful investing from an expert.” Michael Divirgilio, Hermosa Beach, CA
“As mortgage professional I have worked with Todd on many real estate transactions involving properties of all types. Without exception he has always demonstrated remarkable knowledge of the real estate market which resulted in superior performance to buyers and sellers alike. As an intelligent and aggressive real estate professional, Todd represents the interests of people very well. Without a doubt you’ll want to have him on your side!” Daniel Zuraikat, Anchored Lending, Jacksonville, FL
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Today's Rates:
| 30-yr Fixed | 4.32% | 4.46% | | 15-yr Fixed | 3.83% | 4.03% | | 1-yr Adj | 3.5% | 4.34% |
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